For clients looking to support 2+ employees in Canada and the United States.
Our Cigna HealthcareSM Crossover Care plan offers a full range of coverage, which includes Medical, Pharmacy and Vision, with the flexibility to add Dental, Long-Term Disability, Life, Accidental Death and Dismemberment and Evacuation/Repatriation coverage to suit your budget and provide your employees peace of mind on either side of the border.
Key plan features


Plan options that offer medical copays for customers living and working in the United States – in addition, more choices within our other lines of ancillary coverage

Download our Crossover Care Product Brochure for more information

Strategic focus on the Canadian small employer

4 medical plan options to mix and match with Life, AD&D, LTD and Dental options, covering employees who commute across the border, and American employees who work in the U.S. for the Canadian company

Quick turnaround times for quotes

Simple plan implementation
With our 60+ years of global experience we understand clients want choice and the ability to choose. This product supports the needs of our Canadian clients, providing plan flexibility and access with a streamlined quoting process.
You’ve got options
With the Crossover Care medical plan you can pick the coinsurance and deductible that works for your budget.
Covered employees can receive access to quality care through our global network of health care providers, including but not limited to:1,2
Preventive care
Inpatient/ outpatient care
Pregnancy care
Vision care
Mental illness/ substance use care
In addition to our health offerings, you can add Dental, Long-Term Disability, Life, Accidental Death and Dismemberment and Evacuation/Repatriation insurance coverage. Create the ultimate benefits package by adding all of them or pick and choose what’s best for your company.
Contact us for more information about Crossover Care
To learn more about our Crossover Care product, please contact your Cigna Healthcare, Global Health Benefits representative.